# Chlorine or chloramine in city water: how to find out, and which carbon removes which

> EPA gives chlorine and chloramine the same 4.0 mg/L limit; only removal differs. Read the CCR, run a free-and-total strip, then pick the carbon.

| | |
|---|---|
| Source | https://ownerspec.com/water/guides/chlorine-chloramine-city-water/ |
| Publisher | OwnerSpec (https://ownerspec.com/) |
| Published | 2026-09-12 |
| Updated | 2026-09-12 |
| Facts verified | 2026-09-12 |

---

## Short answer

A public water system disinfects with either free chlorine or chloramine, which is chlorine
bonded to ammonia, and EPA's National Primary Drinking Water Regulations give both the same
maximum residual disinfectant level: 4.0 mg/L as Cl2, codified in 40 CFR Part 141 Subpart L.
The utility's annual Consumer Confidence Report names which one it uses. A free-and-total
chlorine strip confirms it at the tap, because a total reading above the free reading means
chloramine. The difference is removal, not the limit. Standard granular activated carbon
takes out free chlorine, and NSF/ANSI 42 certifies chlorine reduction as a claim separate
from chloramine reduction. The Water Quality Association says traditional carbon can need a
bed contact time of 10 minutes or more to break chloramine down, so a chloramine city needs
catalytic carbon. Reverse osmosis owners: DuPont's FilmTec manual holds membranes to under
0.1 mg/L continuous free chlorine, and Koch's TFC-ULP spec sheet lists a much larger
chloramine allowance than free-chlorine allowance. Pretreat either way. Read the CCR first.

If the strip reads the same number for free and total chlorine, the standard carbon block in the [iSpring WGB32B](/water/parts/ispring-wgb32b-replacement-filters/) already covers you, and a catalytic unit is money spent on a problem the water does not have.

## How do you find out whether your city uses chlorine or chloramine?

The Consumer Confidence Report (CCR) is the annual water quality report every community
system sends its customers. EPA's guide to the Disinfectants and Disinfection Byproducts
Rules explains that systems report the residual disinfectant they use and its level in it,
so the answer is one line on a document you already receive each year.

The tap check is a two-pad strip. Free chlorine is the hypochlorous acid and hypochlorite
still available to react; total chlorine adds the combined chlorine bound to ammonia, so
total residual chlorine equals free chlorine plus combined chlorine. [LaMotte's Insta-TEST](/water/reviews/best-water-test-kit-well-and-city/)
strips read both at 0, 0.5, 1, 3, 5 and 10 ppm.

| What you have | What it points to | Confirm with |
|---|---|---|
| CCR lists chloramine or monochloramine as the disinfectant | Chloramine | Strip: total reading above free reading |
| CCR lists chlorine or free chlorine | Free chlorine | Strip: total and free read the same |
| A notice that the system is converting to chloramine | Chloramine from the date named; PA DEP says systems announce the change | The next CCR |
| Pool-like smell at the cold tap, CCR names chlorine | Free chlorine, at whatever residual the utility maintains rather than a fixed figure | Strip on a fresh cold-water draw |
| A carbon pitcher no longer changes the taste | Chloramine: the Minnesota Department of Health says GAC and pitcher filters remove chlorine taste and odor, and makes no chloramine claim | CCR |
| RO membrane losing rejection early on city water | An oxidant reaching the membrane past the pre-filter | Strip on the RO feed after the carbon stage |

## What does the 4.0 mg/L limit mean?

A maximum residual disinfectant level (MRDL) is the highest concentration of a disinfectant
allowed in water at the tap. EPA's National Primary Drinking Water Regulations set the MRDL
for chlorine at 4.0 mg/L as Cl2 and the MRDL for chloramines at the same 4.0 mg/L as Cl2,
and 40 CFR Part 141 Subpart L makes both enforceable under the Safe Drinking Water Act.

Chloramine is not allowed at a lower level than chlorine; the two are equal on paper and
different in the filter housing.

The Pennsylvania Department of Environmental Protection (PA DEP) gives the reasons a
utility converts: chloramine is more stable and persists further through the distribution
system, it forms fewer regulated disinfection byproducts, and it helps control bacterial
regrowth. The WQA fact sheet gives the consequence: chloramines are small, stable, uncharged
molecules, harder to remove by distillation, RO membranes and ion exchange than free chlorine.

## Which carbon removes which?

Catalytic carbon is activated carbon processed to raise its surface reactivity, so it
breaks the chloramine bond faster than the plain granular carbon (GAC) in a standard block.
The WQA says traditional activated carbon can need a bed contact time of 10 minutes or
greater for complete catalysis of chloramine, and that newer catalytic carbons improve on
that. No cartridge housing supplies 10 minutes, which is why the media matters.

| Strip result | Treatment class | Why, and the published figures |
|---|---|---|
| Free equals total, both above zero | Standard GAC or carbon block listed to NSF/ANSI 42 chlorine reduction | NSF's standard summary: challenge water at 3.0 mg/L free chlorine, effluent held to 0.5 mg/L or below across the rated capacity. iSpring's plain WGB32B FC25B block claims up to 99% chlorine and publishes no chloramine claim |
| Total above free | Catalytic carbon listed to the NSF/ANSI 42 chloramine reduction claim | Aquasana's Rhino Chloramines is 100% catalytic carbon in two tanks, tested to NSF/ANSI 42 for up to 83% chloramine and 97% chlorine reduction, 1,000,000 gallons or 10 years, 7 GPM rated and 10.3 GPM peak (12 GPM peak on the Max Flow). iSpring's WGB32B-KSNC fits three 20 x 4.5 in cartridges (FP25B sediment, FG25B-KS, FC25B-NC catalytic) and claims up to 94.4% chloramine reduction on SGS testing, 100,000 gallons or 12 months, up to 15 GPM, 1 in NPT |
| Either disinfectant, feeding a reverse osmosis unit | Carbon pre-filter matched to the disinfectant, then the membrane | FilmTec's manual calls an activated carbon bed very effective for dechlorination and says oxidation damage is not covered under warranty |
| Either disinfectant, filling an aquarium or pond | Conditioner plus a test kit, or carbon filtration built for chloramine | PA DEP says the residual must be removed before the water is used in an aquarium or fishpond |

The two certification claims are not interchangeable. NSF's summary of NSF/ANSI 42 lists
chlorine taste and odor reduction and chloramine reduction as distinct claims a product is
tested and listed for individually, and the WQA directs buyers to search the certified
product listings for chloramine specifically.

| NSF/ANSI 42 claim | Challenge water | Pass condition | What it proves |
|---|---|---|---|
| Chlorine reduction | 3.0 mg/L free chlorine | Effluent 0.5 mg/L or below across rated capacity; Class I is 75% or more, Class II 50 to 74%, Class III 25 to 49% | Free chlorine only |
| Chloramine reduction | A separate test protocol | A separate listing on the certificate | Chloramine; a chlorine listing alone says nothing about it |

One warning on the iSpring naming. The WGB32B-KSNC is a different system from the plain
WGB32B on this site's parts page, and iSpring publishes the FC25B-NC catalytic cartridge as
part of that system; no drop-in chloramine cartridge for the plain housing was found under
any part number, so do not assume the swap until iSpring's fit table says so.

A ppm-hour is one milligram per litre of oxidant for one hour, a cumulative total rather
than a single reading, and it is how membrane makers rate an RO element's tolerance. DuPont's
FilmTec manual states a continuous free-chlorine tolerance under 0.1 mg/L for its polyamide
membranes, with oxidation damage not covered under warranty. The Water Quality Association's
fact sheet says chloramines are small, stable, uncharged molecules, which is what makes them
harder to remove by distillation, [reverse osmosis membranes](/water/reviews/best-under-sink-reverse-osmosis-system/) and ion exchange resins than free
chlorine, so a membrane's published chloramine tolerance runs well above its free-chlorine
tolerance even though the exact figures vary by product line. Either ceiling falls faster at
lower pH, higher temperature or with iron present, so a carbon pre-filter belongs ahead of
the membrane regardless of which disinfectant is in the feed. On an aquarium or fishpond, the
Pennsylvania DEP requires the residual removed before use: a conditioner and test kit, or
carbon filtration built for chloramine.

**Before you buy anything**

Do not order a catalytic carbon unit on the strength of a taste. The CCR and a
free-and-total strip settle chlorine versus chloramine in one evening, and the answer moves
you between a standard carbon block and a chloramine-rated system at several times the
price. The chloramine-rated units also admit their own ceiling: Aquasana's NSF/ANSI 42
figure is up to 83% reduction, not 100%, so an aquarium or RO owner still tests the water
after the filter, not before it.

## What should you do first?

1. Find the current CCR on the utility's website or the water bill and read the disinfectant line.
2. Run a free-and-total chlorine strip on a fresh cold draw: total above free is chloramine, equal readings are free chlorine.
3. Pick the row: standard carbon listed to NSF/ANSI 42 chlorine reduction, or catalytic carbon listed to the separate NSF/ANSI 42 chloramine reduction claim.
4. Size the unit against the maker's rated GPM using the [whole-house filter flow rate calculator](/water/calculators/whole-house-filter-flow-rate-calculator/), never by the capacity in gallons alone.
5. For an RO unit or an aquarium, run the same strip after the carbon stage; both pads should read zero before water reaches the membrane or the tank.

<!-- FAQ and Sources render from front matter. Do not write them in the body. -->

## Frequently asked questions

### How do I find out whether my city uses chlorine or chloramine?

Open the utility's annual Consumer Confidence Report: EPA's Disinfectants and Disinfection Byproducts Rules require systems to report which residual disinfectant they use and at what level. Then confirm at the tap with a free-and-total chlorine strip such as LaMotte's Insta-TEST, which reads 0 to 10 ppm. A total reading above the free reading means chloramine is present.

### Does a regular carbon filter remove chloramine?

Not at cartridge flow rates. The Water Quality Association says traditional activated carbon can need a bed contact time of 10 minutes or more to break chloramine down, while it strips free chlorine quickly. Catalytic carbon has higher activity and is what chloramine-rated units use. Look for the NSF/ANSI 42 chloramine reduction claim, which is listed separately from chlorine reduction.

### Is the EPA limit for chloramine stricter than the limit for chlorine?

No. EPA's National Primary Drinking Water Regulations set a maximum residual disinfectant level of 4.0 mg/L as Cl2 for chlorine and the same 4.0 mg/L as Cl2 for chloramines, codified in 40 CFR Part 141 Subpart L. Both are enforceable limits, not secondary aesthetic standards. The two disinfectants differ in how hard they are to remove, not in how much is allowed.

### Will chloramine damage a reverse osmosis membrane?

Polyamide membranes tolerate chloramine far better than free chlorine, but not indefinitely. DuPont's FilmTec manual holds membranes to under 0.1 mg/L continuous free chlorine and warns that oxidation damage is not covered under warranty. The current Koch TFC-ULP spec sheet lists a much larger chloramine allowance than free-chlorine allowance. Either way, pretreat with carbon before the membrane.

### Why did my utility switch from chlorine to chloramine?

The Pennsylvania Department of Environmental Protection lists three reasons: chloramine is more stable, so the residual persists further through the distribution system; it forms fewer of the regulated disinfection byproducts; and it helps control bacterial regrowth in the pipes. The trade-off lands on the owner, because chloramine takes catalytic carbon and more contact time to remove.


## Sources

- [EPA, National Primary Drinking Water Regulations](https://www.epa.gov/ground-water-and-drinking-water/national-primary-drinking-water-regulations)
- [eCFR, 40 CFR Part 141 Subpart L, Disinfectant Residuals, Disinfection Byproducts, and Disinfection Byproduct Precursors](https://www.ecfr.gov/current/title-40/chapter-I/subchapter-D/part-141/subpart-L)
- [EPA, Stage 1 and Stage 2 Disinfectants and Disinfection Byproducts Rules, plain-English guide (PDF)](https://www.epa.gov/sites/default/files/2020-06/documents/dbpr_plain_english_guide_final_508.pdf)
- [Water Quality Association, Chloramine Fact Sheet (PDF)](https://wqa.org/wp-content/uploads/2022/09/2014_Chloramine.pdf)
- [Water Quality Association, Chloramine](https://wqa.org/resources/chloramine/)
- [NSF International, NSF/ANSI 42, 53 and 401 Filtration Systems Standards (PDF)](https://d2evkimvhatqav.cloudfront.net/documents/dw_nsf_ansi_42_53_401.pdf?v=1594928613)
- [Pennsylvania Department of Environmental Protection, Chloramine in Drinking Water](https://www.pa.gov/agencies/dep/programs-and-services/water/bureau-of-safe-drinking-water/public-drinking-water/public-notification/chloramine-in-drinking-water)
- [Minnesota Department of Health, Drinking Water Chlorination](https://www.health.state.mn.us/communities/environment/water/factsheet/chlorination.html)
- [Koch Membrane Systems, Fluid Systems TFC-ULP 4 inch Element data sheet (PDF, hosted by Lenntech)](https://www.lenntech.com/Data-sheets/Koch-Fluid-Systems-TFC-4040-ULP-L.pdf)
- [DuPont, FilmTec Technical Manual Excerpt: Chlorination/Dechlorination, Form 45-D01569-en (PDF)](https://www.dupont.com/content/dam/water/amer/us/en/water/public/documents/en/RO-NF-FilmTec-Chlorination-Dechlorination-Manual-Exc-45-D01569-en.pdf)
- [Aquasana, Rhino Chloramines Whole House Water Filter](https://www.aquasana.com/whole-house-water-filters/rhino-chloramines-100365048.html)
- [Aquasana, Rhino Chloramines Max Flow Whole House Water Filter](https://www.aquasana.com/whole-house-water-filters/rhino-chloramines-max-flow-100365052.html)
- [iSpring, WGB32B-KSNC Chloramine and Heavy Metals Whole House Water Filter System](https://www.ispringfilter.com/ispring-chloramine)
- [iSpring, WGB32B Whole House Water Filtration System](https://www.ispringfilter.com/ispring-whole-house-water-filtration-system-sediment-carbon-big-blue)
- [LaMotte, Insta-TEST Free and Total Chlorine Test Strips](https://lamotte.com/insta-test-free-and-total-chlorine-test-strips)

---

Citation: OwnerSpec, "Chlorine or chloramine in city water: how to find out, and which carbon removes which", https://ownerspec.com/water/guides/chlorine-chloramine-city-water/, updated 12 September 2026.
Reuse: quoting with attribution and a link is permitted. See https://ownerspec.com/legal/terms/.
